Arkansas Life and Health Insurance Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

All are true of HMO subscribers, except:

Subscribers are charged a flat rate for all services

Option A is incorrect because HMO (Health Maintenance Organization) subscribers are not typically charged a flat rate for all services. Instead, HMOs usually operate on a system of copayments for services rendered. This means that subscribers will need to pay a predetermined amount for each visit or service they receive.

Options B and C are incorrect because HMO subscribers are generally required to use a specific network of medical providers and do not need to file claim forms. These are common characteristics of HMO plans.

Option D is correct because HMO subscribers are typically required to pay a copayment for services received, as mentioned earlier.

Get further explanation with Examzify DeepDiveBeta

Subscribers can use any medical provider

Subscribers do not need to file claim forms

Subscribers do not pay a copayment

Next Question

Report this question

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy